Access Credit Union - Becoming a member has never been easier

Credit unions are financial co-operatives that operate on the fundamental principle of democratic ownership – one member, one vote.

Why join Access Credit Union?

Membership means something at Access Credit Union. As a member-owner, you gain the opportunity to participate in a successful co-operative financial institution that works to better your financial life, as well as make a positive contribution to the communities you live, work, and play in.

As a co-operative, we also follow the Co-Operative Principles. These principles are based on the values of self-help, self-responsibility, democracy, equality, equity and solidarity, and guide many of the decisions we make every day.

Our Member Rewards program also offers each member the opportunity to share in our earnings. It’s a reward for being a loyal member of your credit union.

Who can join?

Co-operatives are voluntary organizations open to all persons able to use their services and willing to accept the responsibilities of membership without gender, social, racial, political, or religious discrimination. Anyone who wishes to join and meets the membership requirements can become a member of Access Credit Union.

More reasons to join Access Credit Union:

Get financial solutions tailored to your needs. Access employees help you develop flexible solutions that fit your story. We have the right products for you at any stage in life.
Bank remotely and get the support you need. From our mobile app to our Member Solutions Centre, we help you get your banking done.
Have democratic control over decisions. Access Credit Union is a democratic organization controlled by our members who actively participate in setting policies and making decisions.
Contribute to a better credit union. Members contribute equitably to, and democratically control, the capital of their co-operative. At least part of that capital is usually the common property of the co-operative.
Receive education and training so we are stronger together. Access Credit Union provides education and training for our members and employees so we can all contribute effectively to the development of our credit union.
Care for your community. Access Credit Union works for the sustainable development of our communities through policies approved by their members, which include charitable giving, volunteerism, and community involvement.

If these values are important to you as well, consider joining 203,000+ others who benefit from membership with Access Credit Union!

Becoming a member of Access Credit Union has never been easier.

You can open any personal chequing, savings, or investment accounts from the comfort of your own home or anywhere you happen to be! It's fast, easy, and secure.

Applying for Business Membership with Access Credit Union?

Please call 1.800.264.2926 to begin the Business Member application process.

Become A Member

Personal Identification Requirements

In order to approve your application for membership, we require two (2) pieces of personal identification from among those listed in Part A (Primary ID) and Part B (Secondary ID). At least one piece of identification must be from Part A (Government Issued Photo ID). The identification you present to us must be original, current, and valid (not expired).

We may ask your permission to contact the issuer of any identification document in order to verify that document.

Part A — Acceptable Identification (at least one of two required)

Government issued Photo ID — Original, Current, and Valid

Canadian Passport
Foreign Passport
Canadian Driver's Licence
Foreign Driver's Licence
Manitoba Enhanced Driver's Licence
Manitoba Identification Card
Manitoba Enhanced Identification Card
ID Card issued by other Province or Territory
Permanent Resident Card
Citizenship card (issued prior to 2012)
Secure Certificate of Indian Status issued by Government of Canada
NEXUS Card
Free and Secure Trade (FAST) Card
Civil Service Identification Card
Corrections Conditional Release ID Card
Fire Arms Permit

Part B — Acceptable Identification

Acceptable secondary identification documents (only accepted with a piece of identification listed under Part A)

Issued by a Canadian Government Body — Original, Current, and Valid

Temporary driver's license (non-photo)
Citizenship Certificate
Marriage Certificate
Original Canadian Birth Certificate
Divorce Documentation
Work, Travel, Student Visa (immigration form IMM1442)
Corrections Conditional Release Letter
Canadian National Institute for the Blind (CNIB) client card bearing the individual's photograph and signature
CPP Statement
Property tax assessment issued by a city or municipality
Provincially-issued vehicle registration
Benefit statement —Federal, Provincial, Territorial, and municipal level
CRA documents:

Notice of Assessment
Requirement to pay notice
Installment reminder/receipt
GST refund letter
Benefits statement

Issued by other Canadian Sources — Original, Current, and Valid

Insurance documents (home, auto, life)
School ID (if it contains date of birth)
MMF (Métis) ID Card
Utility bills
T4 Statement
Record of Employment (ROE)
Bank or Investment account statement

We'll need:

Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
two pieces of identification; see Personal Identification Requirements above for accepted documentation

We'll need:

Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
Partnership Agreement
two pieces of identification for each partner who will be signing the membership documentation on behalf of the partnership; see Personal Identification Requirements above for accepted documentation

We'll need:

Business Name Registration or Business Name Renewal (if the Business Name Registration is three years or older)
Partnership Agreement
two pieces of identification for each partner who will be signing the membership documentation on behalf of the partnership; see Personal Identification Requirements above for accepted documentation
Limited Partnership Agreement prepared by a lawyer
Certificate of Limited Partnership/Declaration of Limited Partnership
Application for Registration of a Limited Partnership

We'll need:

Articles of Incorporation (if the articles are older than two years, the most recent Annual Return is also required)
if the business is operating under a registered trade name, we require the Registration of a Business Name or Business Name Renewal (where the Business Name Registration is three years or older)
Charitable Registration Number (if the corporation is a registered charity)
two pieces of identification for each individual who will be signing the membership documentation on behalf of the corporation and/or will be an authorized signor on the account(s); see Personal Identification Requirements above for accepted documentation
name, address, and occupation of all individuals who own or control, directly or indirectly, 25% or more of the corporation
if applicable:
- Notice of Change of Directors (if recently incorporated or if directors have changed since incorporation)
- Articles of Amendment (if the original Articles of Incorporation have been changed/amended)
- Articles of Amalgamation (if original incorporated entity has amalgamated with another incorporated entity)
additional documentation may be requested by your financial advisor

We'll need:

one of the following signed documents to confirm who has proper signing authority to operate the organization's account(s):
- copy of board minutes dated and authorized
- authorized letter on the organization's official letterhead
Request for Name Notation or Renewal of Name Notation (if applicable)
two pieces of identification for each individual who will be signing the membership documentation on behalf of the organization and/or will be an authorized signor on the account(s); see Personal Identification Requirements above for accepted documentation
name, address, and occupation of all individuals who will exercise control over the organization and/or the account(s)